Are you looking to buy a car but worried about high-interest rates on your car loan? Whether you’re purchasing a new or used vehicle, securing a favourable car loan interest rate is crucial for keeping your overall costs down. Fortunately, there are several savvy strategies you can employ to negotiate lower interest rates and save money in the long run.

1. Boost Your Credit Score: Your credit score plays a significant role in determining the interest rate you’ll qualify for. Lenders typically offer lower rates to borrowers with excellent credit scores. Before applying for a car loan, take steps to improve your credit score by paying bills on time, reducing outstanding debt, and correcting any errors on your credit report. A higher credit score can help you qualify for lower used car loan interest rates, saving you money over the life of the loan.

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